About Total Visa Card
Bank of Missouri is the issuer of the Total Visa Credit Card and licensed by the Visa United States of America. You can apply for the Total Visa Card very easily. It will just take a few minutes to complete the application process.
This card will be perfect for those people who require a credit card within a few weeks. You will receive a promotional letter with the reservation code. Using this code, you can apply for the Total Visa Card.
Benefits of Total Visa Card
With the Total Visa Card comes with the many benefits:
- Total Visa Card provides the reports for monthly manageable payment.
- You can apply for the Total Visa Card online and will receive the card within a week.
- This card proves the report of three major credit bureaus. So, it will help you to build your credit score.
- You can redeem the Total Visa Card throughout the United States of America.
- You can use the Total Visa Card for making the payment online.
Prerequisites for Total Visa Card
There is some requirement to apply for the Total Visa Card:
- Only a legal resident of the United State of America can apply for the Total Visa Card.
- Your age must be 18 years or older than that.
- You also required an account to check the balance.
- To apply for the Total Visa Card, you need a decent credit score.
If your information fulfilled all the requirements then apply for the Total Visa Card.
How to Apply for a Total Visa Card
In order to apply for the Total Visa Card, you have to follow these instructions:
- First, you have to visit the Total Card Visa website.
- Or, you can just click on this link www.totalcardvisa.com, for direct access to the website.
- Then, on the homepage, you will see the application.
- First, enter your first and last name.
- Then, enter your email.
- Retype your email for the confirmation.
- After that, enter your street address.
- Enter your city name.
- You have to select the state from the list.
- Then, enter the zip code.
- Then, enter your home phone.
- Then, enter your mobile phone.
- If you have a checking account, then select the Yes option.
- Then choose the design for the card.
- After that, you just have to click on the Continue Your Application.
How to Accept for Pre-Approved Letter Offer
You will receive a mail with the reservation code to apply for the Total Visa Card. If you receive the mail, then you have to follow these instructions below:
- First, you have to visit this link preapprovedtotal.com.
- Then, enter the reservation code on the provided field.
- After that, you have to click on the Continue button for the further process.
How to Activate the Total Visa Card
In order to use your Total Visa Card, you have to follow these instructions to activate your card:
- First, you have to visit the Total Card Visa website.
- Or, you can just click on this link www.totalcardvisa.com, for direct access to the website.
- Then, on the right side of the page, you have to click on the Activate Your Card option.
- Then, enter your birth date.
- Then you have to enter the application id.
- After that, you just have to click on the Submit button for the further process.
Rates and Fees Charges for the Total Visa Card
Interest Rates and Charges:
APR for Purchase: Annual Purchase Rate for Total Visa Card is 34.99%.
APR for Cash Advance: 34.99%.
Minimum Interest Charge: If you ever charged interest, it will be no less than $1.00.
Fees:
Program Fee: $89.00 (one-time fee)
Annual Fee: $75.00 for the first year. After that, you have to pay $48.00 annually.
Monthly Servicing Fee: First year monthly servicing charge is free. After that, you have to pay $75.00 annually.
Cash Advance Fee: First year you don’t have to pay any fees for a cash advance. After that, $10.00 or 3% of the amount you transfer.
Late Payment Fee: For the late payment you have to pay up to $40.00.
Returned Payment Fee: Return payment fee for this card is $40.00.
Also Read : Manage Your FAS Rewards Card Account
How to Pay the Program Fee
In order to pay your credit card bill, you have to follow these instructions below:
Pay Online:
- First, you have to visit this link preapprovedtotal.com.
- Then, click on the Pay Program Fee option.
- Then, you have to search for your application first.
- There are two ways to find your application. By date of birth and Application ID or email address.
- Enter the details and click on the Submit button to make the payment.
By Phone:
You can also make the payment over your phone. To make the payment call at (844) 548-9721.
Contact Details
Email: info@totalcardvisa.com
Mail:
Total VISA
P.O. Box 85710
Sioux Falls, SD 57118-5710
Phone:
(844) 206-4371
Conclusion
Applying for the Total Visa Card is a very easy process. You can redeem your card anywhere. After the application, you will get your card within a week. But before applying for this card, you should check the rate and interest of this card.
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